LifePolicyFactsLifePolicyFacts is an independent education site founded and edited by Fawad Alam. It helps readers in the US, UK, Canada and Australia understand life insurance numbers before they speak to anyone who sells policies.
Why this site exists
Life insurance quotes and illustrations are full of jargon, and most online comparison pages exist to collect leads. We wanted a place where you can test the maths yourself, with no sign-up and no sales call.
What we publish
We publish free calculators that show their formulas, and plain-language guides that explain the reasoning behind them. Each guide states its assumptions, uses clearly labelled examples and links to related tools.
How we work
Every page is researched from insurer documents, regulator guidance and public consumer resources, then written in simple language and checked for arithmetic. Pages carry an updated date, and we correct mistakes promptly. Read the full editorial policy.
What we are not
We are not an insurer, broker, licensed adviser or comparison site. We do not sell policies, take applications or collect personal details. Our content is for education only and is not financial, tax or legal advice. For decisions about your own policy, speak to a licensed professional in your country.
Contact
Questions or corrections: contact@lifepolicyfacts.com.